Ruth obtains a fire insurance policy on her house from Safety Insurance Company. Later, after she moves out and the house is empty, a fire destroys the structure. Most fire insurance policies require that at the time of a loss, the insured premises be

Question

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Most fire insurance policies require that the insured premises be occupied at the time of the loss. Since Ruth moved out and the house was empty, the policy may not cover the loss.

Ruth Obtains a Fire Insurance Policy on Her House from Safety