Who could get a home mortgage prior to 2000?

Name: Who could get a home mortgage prior to 2000?
Brand: Quizplus
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Question

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Prior to 2000, typically only prime borrowers who had good credit scores, stable income and sufficient collateral were approved for home mortgages. Subprime lending became more prevalent after 2000, leading to the housing market crash in 2008. People who were poor credit risks or did not have stable income or sufficient collateral would have had a harder time getting approved for a mortgage prior to 2000.

Who Could Get a Home Mortgage Prior to 2000