According to Heiner, the "median annual wage of a child-care worker in 2013 was just under $20,000." Construct a budget for a child-care worker earning $20,000 per year that is consistent with costs in your community. Remember to subtract approximately 20% of the salary for taxes. Also find the rates for child care in your community for infants, toddlers, and grade-school aged children. Can the child-care worker afford to have a child of his or her own in child care? Why or why not? Under what circumstances does it become possible?
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