What precondition was necessary for the rise of banking?

Question

Quizplus · Accepted Answer

Banking requires a money economy, which means that goods and services are exchanged using some form of currency or money. A barter system, where goods and services are directly exchanged for other goods and services without the use of money, would not allow for the kind of financial services that banks provide. The foundation of the Templars and acceptance of usury may have played a role in the development of banking, but they are not necessary preconditions.

What Precondition Was Necessary for the Rise of Banking