The most informal group of creditor governments in terms of legal status, written rules, and membership is the

Name: The most informal group of creditor governments in terms of legal status, written rules, and membership is the
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The Paris Club is the most informal group of creditor governments as it lacks a formal legal status or written rules. Its membership is also more flexible than other groups like the Group of 7 or Group of 20.

The Most Informal Group of Creditor Governments in Terms of Legal