In the modern Western world, institutionalized (or structural) racism is:

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Institutionalized (or structural) racism refers to the ways in which racist attitudes and practices are built into the policies, systems, and institutions of a society or organization. It is often expressed through inaction, or the failure to challenge and change systems that perpetuate racism, rather than the actions of individual bigots. It can be difficult to recognize and address because it is often invisible to those who benefit from it.

In the Modern Western World, Institutionalized (Or Structural) Racism Is