Advantages of Securitization Include All of the Following Except

Advantages of securitization include all of the following except:

A) reduced credit risk because of the government guarantee on all mortgage backed securitizations.
B) that new funds to lend are provided to banks and other issuers of asset-backed securities when new asset-backed securities are issued.
C) reduced credit risk because of the pooling of assets
D) that small denominations of securitizations are available for investors unable or unwilling to invest larger sums.