Which Statement Is Correct About Kane's Regulatory Dialectic

Which statement is correct about Kane's Regulatory Dialectic?

A) The regulatory dialectic involves bank managers' relationship with customers
B) The regulatory dialectic involves getting rid of all regulations
C) The regulatory dialectic assumes banks obey all regulations
D) Stages of the regulatory dialectic include a thesis, such as the passage of regulations for safety and soundness, an antithesis such as banks finding ways to avoid regulations, and a synthesis, such as technology making previous regulations obsolete or reducing bank efficiency leading to lobbying for changes and eventual deregulation to improve the efficiency of the banking system