A Cycle-Courier Is Knocked Down and Seriously Injured as They

A cycle-courier is knocked down and seriously injured as they swerve to avoid a pedestrian who steps out into the road, without looking. They are not wearing a cycle helmet. Which of the following do you think would be a good argument for the pedestrian?

A) That the cyclist in choosing to be a courier had voluntarily accepted the risk of serious injury.
B) That the cyclist was contributory negligent in failing to wear a cycle helmet
C) That they are not to blame. The accident was the cyclist's fault
D) That as they are uninsured it would not be fair, just, and reasonable to hold them liable