(Figure: Risk Aversion Differences for Edward and Stephan) Use Figure

(Figure: Risk Aversion differences for Edward and Stephan) Use Figure: Risk Aversion differences for Edward and Stephan. Which statement is correct?

A) Edward will gain more utility from insurance than Stephen.
B) Stephen will gain less utility from an increase in income than Edward but lose more utility than Edward from a fall in income.
C) Edward is more risk averse than Stephen.
D) If either Edward or Stephen buys insurance, adverse selection will occur.