What Two Problems Does Individualism Lead Us Into, According to Hourdequin

What two problems does individualism lead us into, according to Hourdequin?

A) It leads to failures of developing integration and integrality.
B) They lead us into "tragedy of the commons" situations and they instill in us an atomistic view of persons.
C) It leads to increased greenhouse gas emissions and increased consumption of non-recyclable goods.
D) We both tend to think of our moral obligations as only personal obligations, and so think that we can only advocate for policy in "tragedy of the commons" situations.