The clause in an insurance policy that extends the list of covered perils to include losses due to negligence of the crew and damage arising from a latent defect is known as a:

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The clause described in the question is commonly known as the Inchmaree clause. This clause extends the list of covered perils in a marine insurance policy to include losses due to negligence of the crew and damage arising from a latent defect in the ship or machinery. The Running down clause relates to collisions between two vessels where one is at fault, and the Himalaya clause relates to extending the limitation of liability of carriers. The Perils only clause limits coverage to only named perils, and would not include losses due to crew negligence or latent defects.

The Clause in an Insurance Policy That Extends the List