My Insurance Agent Claims That My Chances of Living to Age

My insurance agent claims that my chances of living to age sixty-five (as a non- smoking female) are 75%.However, another agent, from another agency, told me just last week that my chances are better than 78%.What is the most reasonable explanation for these different figures?

A) One agent is giving me false numbers to justify charging a higher rate for life insurance.Both sets of numbers cannot be accurate at the same time.
B) One agent is using more accurate figures than the other.One set is obviously incorrect.
C) They are both correct-both are judging probabilities based on the evidence available.
D) Statistics cannot really tell us anything reliable about what has not happened.