Lease Payments on a Vehicle Are Often Less Than Payments

Lease payments on a vehicle are often less than payments on an equivalent loan. In part, this reflects the fact that

A) leases provide depreciation tax benefits to the leaser that borrowers might not be able to take full advantage of.
B) Leases are typically based on only a portion of the cost of the vehicle.
C) repossession of leased vehicles is easier as the leaser retains title to the vehicle.
D) All of the above are correct.