Which of the Following Is True

Which of the following is true?

A) One of the primary contributors for the problems experienced by the savings associations in the early 1980s was the nature of their business, borrowing short-term and lending long-term.
B) The expanded powers provided to the savings and 'loans by the Garm St. Germain Act of 1982 saved the industry from collapsed.
C) By law, members of a credit union must be employed by the same employer.
D) Credit unions tend to have higher interest rate risk compared to savings and loans.