Larry Filed for Chapter 13 Because He Was at Risk

Larry filed for Chapter 13 because he was at risk of having his car repossessed. Larry has been separated from Connie for two years and has four years left on his bankruptcy plan. While Larry and Connie were together, she co-signed on the car loan because she had better credit than Larry and was offered a lower interest rate. The bank calls Connie daily demanding payment.

A) The bank should not be calling Connie because it's not her car.
B) The automatic stay protects Connie so long as the bankruptcy case is pending, so the bank is prohibited from collecting on the debt.
C) The bank has a right to pursue collection because Connie hasn't filed for bankruptcy.
D) The automatic stay is effective only up to the date of the confirmation hearing, so the bank should continue its collection efforts.