If the debtor's income is below the state median, the debtor has passed the Means Test, and completing Form 122A-2 isn't required.

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The Means Test, specifically Form 122A-1, determines if a debtor's income is below the state median for their household size. If it is, they are not required to complete Form 122A-2, which is used for further analysis for those above the median income.

If the Debtor's Income Is Below the State Median, the Debtor