A stress test of banks,such as that undertaken in the Spring of 2009,is designed to

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A stress test of banks is designed to gauge how well banks would fare during a potential economic downturn or worsening of the economy. It tests the resilience and ability of banks to withstand adverse economic conditions, including shocks or financial panics. The test aims to identify any potential vulnerabilities or weaknesses in the banking system and enable regulators to take preventative measures before a crisis occurs. The test does not focus on accounting standards or bank management, although these factors may be taken into account as part of the overall evaluation.

A Stress Test of Banks,such as That Undertaken in the Spring