What type of product has interest rates associated with benchmarks determined by Treasury Bills or prime-rates?

Question

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Adjustable rate mortgages are a product that has interest rates associated with benchmarks determined by Treasury Bills or prime-rates. Additionally, an additional spread or ARM margin is added to the benchmark rate. The initial interest rate is usually lower than conventional loans and fixed for a short period of time. After the agreed to fixed-period, an ARM can adjust as often as monthly.

What Type of Product Has Interest Rates Associated with Benchmarks