Enrique Purchased a Life Insurance Policy When He Was 45

Enrique purchased a life insurance policy when he was 45 years old indicating his 50 year old wife as the sole beneficiary of his policy. When the insurer recorded the information he switched their ages. An audit of the files 10 years later reveals this mistake. What happens to Enrique's life insurance policy?

A) Nothing happens; the fault lies with the insurer and will be adjusted from the surplus funds.
B) Enrique's policy becomes void. He should have made sure the insurer correctly noted the ages.
C) The future premiums are adjusted to correct this mistake.
D) Because the mistake was not noticed for 10 years, the policy legally cannot change.