What is the provision that can eliminate the insured from paying all future premiums if they are deemed to have a permanent and total disability?

Question

Quizplus · Accepted Answer

In the event that the insurer is deemed to have a permanent and total disability, the provision to the policy is called a waiver of premium. The waiver of premium rider allows the insured to be exempt from paying their premiums during the period of the disability. This waiver keeps the policy in force.

What Is the Provision That Can Eliminate the Insured from Paying