What practice involves charging loan rates that exceed an acceptable rate of interest?

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Usury describes the practice of charging excessive rates associated with lending money to individuals.
Usury describes the process of charging loan interest rates that are beyond what are considered normal or reasonable for the amount being lent. Laws in most states may deem loans that exceed an acceptable loan standard void or unrecoverable in the case where a loan goes into default. Money lending describes a system of offering loans to individuals for which a rate of interest is charged while illegal lending could describe a process of lending that is not within the provisions of a state's lending laws, such as offering loans with a high or excessive rate of interest.

What Practice Involves Charging Loan Rates That Exceed an Acceptable