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While Many People Believe That Fraud Is More Common Than

Question 116

Multiple Choice

While many people believe that fraud is more common than ever before, it is actually much more difficult to complete a fraudulent transaction at a bank than in past years. Most banking systems are now automated, so there is less room for human error or manipulation. In addition, modern computer systems can detect suspicious activity and alert appropriate staff.
Each of the following statements would weaken the above passage EXCEPT


A) The percentage of people losing money to fraudulent bank transactions has actually increased in the past 30 years.
B) Most bank tellers will now allow you to complete a transaction without an ID as long as you know a password.
C) Computer programs detecting fraud are vulnerable to hackers and occasionally are successfully dismantled.
D) Since most people now use debit cards instead of checks, the chances of a checkbook falling into the wrong hands have declined.
E) Staff levels at banks have declined, so even if computer systems alert them to fraudulent transactions, the staff often has too many customers to notify.

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