Accrual basis in loan pricing refers to
A) the number of days used to calculate interest
B) the method of accounting used to record the loans
C) the effective yield
D) none of the above
Correct Answer:
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Q40: Loans made to closely held firms should
Q41: The CRA requires lenders
A) to make loans
Q42: Banks may deny creditworthy borrowers loan requests
Q43: Prepayment of loans may be initiated by
A)
Q44: Covenants in loan agreements are used to
A)
Q46: The effective yield on the loan is
Q47: The prime rate is
A) the base rate
Q48: The "Return on Net Funds Employed" model
Q49: Relationship pricing is used for
A) relatives of
Q50: Performance pricing links the price of a
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