The one who issues or creates the document that requests payment, probably from a bank, is called:

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The one who issues or creates the document requesting payment is not specifically named among the options provided. The terms given have specific meanings: the payee is the one who receives payment, the beneficiary can be someone who benefits from a payment but is not necessarily the issuer, the checker is not a standard term in this context, and the drawee is the party asked to make the payment (often a bank). None of these terms accurately describe the issuer of the document.

The One Who Issues or Creates the Document That Requests