Refer to Fact Pattern 12-1. Assuming that Gena pledges not only her pasta makers, but also her 1/2 acre piece of property in Montclair, NJ. Once she defaults on her loan payments to First Fidelity the bank may:

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When a borrower defaults on a secured loan, the lender can initiate judicial proceedings against the borrower and also seize the non-exempt property that was pledged as collateral to settle the debt. In this case, Gena has pledged her pasta makers and her 1/2 acre piece of property in Montclair, NJ as collateral for the loan from First Fidelity. Therefore, the bank can start judicial proceedings against Gena and also seize her non-exempt property (such as her pasta makers) to settle the debt.