The Part of the Dodd-Frank Act, a Major Financial Reform

The part of the Dodd-Frank Act, a major financial reform bill passed in 2010, that has the largest impact on consumer credit markets is its:

A) establishment of the Bank Regulation Bureau
B) establishment of new laws prohibiting credit discrimination based on sexual orientation
C) establishment of new laws that make it harder for college students to get credit cards
D) establishment of the Consumer Financial Regulation Bureau
E) none of the other choices are correct