Santos owes Maria ₱5 million. The debt is secured by a mortgaged on the house of Santos.No. 1 - If before the due date, the security is lost through no one's fault, Maria can declare the debt due and demandable even before the original maturity date.No. 2 - If the house was burned up to 25% its value through the fault of Santos, the debt may be declared due by Maria even before the original maturity date but she cannot do so if the impairment was without the fault of Santos.

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The Answer is A

Santos Owes Maria ₱5 Million