Joel Has a 28-Year-Old Client Who Has Been Promoted to the Elevated

Joel has a 28-year-old client who has been promoted to the elevated position of senior software engineer with a large, well-known, software company at her relatively young age. She has come to Joel for investment advice, explaining to him that she is risk-averse, having been influenced by parents who grew up in a foreign country and had little, prior to immigrating to America and working hard to achieve their dreams for themselves and their children. She has $50,000 that she wants him to invest for her, and her primary goal is to be able to have enough
Money, beyond what she expects to have in her employer's retirement program, to return to her home country and help others achieve their dreams. Joel explains to her that she may have to invest in riskier securities in order to achieve her goal, but his client is adamant that she wants her portfolio to be invested to target growth with the least risk exposure possible. Given the facts:

A) Joel should divide his client's monies among growth, aggressive growth, and foreign stock funds. Regardless of what she says, she has a long investment horizon and can afford to take on more risk.
B) Joel should invest his client's monies in a fund that specializes in stocks of his client's home country to avoid the exchange rate risk that she will be exposed to when she returns.
C) Joel should invest his client's monies in a U.S. government bond fund since she is risk-averse.
D) Joel should invest his client's monies in a growth fund to target her growth objective.