Which of the following is most likely to reduce an individual's current spending?

Name: Which of the following is most likely to reduce an individual's current spending?
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Question

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Depositing money in a bank today would reduce an individual's current spending as they are setting aside money for future use rather than spending it now. The other options either involve borrowing or delaying payments, which may not necessarily reduce current spending.

Which of the Following Is Most Likely to Reduce an Individual's