Hailey purchased an automobile insurance policy through State Insurance. However, State Insurance failed to use the proper legally mandated insurance form. Hailey gets into an accident and seeks to use her policy. Which statement below is most likely correct concerning the outcome of the issue?

Question

Quizplus · Accepted Answer

The use of an incorrect form by the insurance company does not invalidate the insurance policy itself. The policy can still be enforced by the insured party, as the error is on the part of the insurance company, not the insured. The principle here is that the insured should not be penalized for the insurer's mistake, especially when it comes to mandatory insurance requirements.

Hailey Purchased an Automobile Insurance Policy Through State Insurance