Amber Borrowed $10,000 on a Student Loan, So She Can

Amber borrowed $10,000 on a student loan, so she can pay tuition in six months. What would most likely happen if she invested this money in a bear market?

A) She would double her tuition funds.
B) She would maintain access to her principal plus promised interest.
C) She would lose all of her tuition funds.
D) She would reduce her tuition funds by 20 percent or more.
E) She would lose at least half of her tuition funds.