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Fernando Garza Is the Loan Manager for a Local Bank

Question 72

Multiple Choice

Fernando Garza is the loan manager for a local bank. A publisher of a legal, pornographic magazine has asked for a loan. The local community has been indifferent to the pornographic business. The loan will be beneficial to the bank in terms of increasing business. The bank has a nondiscrimination policy. Garza is personally very opposed to pornography and thinks all pornographic materials should be illegal. Based on _________ as a source of guidance, Garza refuses to make the loan.


A) formal rules
B) interpretive standards
C) personal values and beliefs
D) a cultural code of ethics

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