Years Before the 2008 Financial Meltdown, a Major Risk Assessor

Years before the 2008 financial meltdown, a major risk assessor realized there was a profound problem with the financial markets risk decisions

A) because the risk assessment algorithms were flawed.
B) because of SEC investigations.
C) from watching television news financial experts.
D) because he did not trust Bernard Madoff .
E) no one realized there was a problem before 2008.