Which of the Following Is/are Criticisms of Managed Care as It

Which of the following is/are criticisms of managed care as it relates to the treatment of psychological problems?

A) Managed care organizations are reluctant to provide for more than a few therapy sessions for a given patient.
B) Long-term psychotherapy has been eliminated except for a relatively few wealthy clients who can pay their own way.
C) Some managed care organizations are employing less well-trained therapists who work at lower fees.
D) All of the above are criticisms of managed care.