Progressive Insurance's 'Tripsense' monitors driving patterns of the people who purchase the related insurance policy.This lowers insurance costs because
A)only more reckless drivers will accept the device
B)drivers will want to drive more carefully knowing they are being monitored
C)drivers will believe they can now drive more recklessly
D)it does not affect care in driving

Question

​Progressive Insurance's 'Tripsense' monitors driving patterns of the people who purchase the related insurance policy.This lowers insurance costs because
A)​only more reckless drivers will accept the device
B)drivers will want to drive more carefully knowing they are being monitored
C)drivers will believe they can now drive more recklessly
D)​it does not affect care in driving

Quizplus · Accepted Answer

Tripsense is a usage-based insurance program that encourages drivers to drive safely in order to reduce their insurance costs. This means that drivers are incentivized to drive more carefully knowing that their driving patterns are being monitored. As a result, drivers are less likely to engage in risky behavior and therefore less likely to have accidents, resulting in lower insurance costs. Option A is incorrect because even safe drivers would want to take advantage of a lower insurance rate. Option C is incorrect because drivers are incentivized to drive safely, not recklessly. Option D is incorrect because the program is designed to affect driving behavior.

​Progressive Insurance's 'Tripsense' Monitors Driving Patterns of the People Who

Progressive Insurance's 'Tripsense' Monitors Driving Patterns of the People Who