Credit card holders tend to have higher incomes and better payment records than the general population.

Name: Credit card holders tend to have higher incomes and better payment records than the general population.
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Question

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Credit card holders often undergo a credit check before being issued a card, which tends to select for individuals with higher incomes and better payment records, as these factors make them more likely to be approved for credit.

Credit Card Holders Tend to Have Higher Incomes and Better