In the U.S. each depositor is limited to a maximum of $100,000 in federal deposit insurance coverage for all of his or her deposits, both ordinary and retirement accounts, at an insured depository institution.

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As of my last update in 2023, the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per insured bank, for each account ownership category.

In the US Each Depositor Is Limited to a Maximum of $100,000