In the U.S. a bank that holds more than the required minimum amounts of capital is allowed to expand its services and service facilities with few or no regulatory restrictions.

Name: In the U.S. a bank that holds more than the required minimum amounts of capital is allowed to expand its services and service facilities with few or no regulatory restrictions.
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Quizplus · Accepted Answer

Banks with excess capital are considered well-capitalized and are given more flexibility in their operations.

In the US a Bank That Holds More Than the Required Minimum