In recent years, U.S. life insurers have increased their holdings of commercial mortgages and reduced their investments in one- to four-family residential mortgages.

Question

Quizplus · Accepted Answer

U.S. life insurers have indeed shifted their investment strategies over recent years, increasing their exposure to commercial mortgages while reducing their investments in one- to four-family residential mortgages. This change reflects a strategic adjustment to diversify portfolios and seek potentially higher yields from commercial real estate investments compared to the traditionally lower-risk residential mortgages.

In Recent Years, U