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A Family Pays a Monthly Premium of $1,000 for a Health

Question 15

Multiple Choice

A family pays a monthly premium of $1,000 for a health insurance plan with a $2,000 deductible, a 10% coinsurance for inpatient stays, and a yearly out-of-pocket maximum for $6,000 per family member. The first medical event of the year was a family member having gallbladder surgery, which was a covered procedure. The charges from the hospital are $26,000, the charges from the surgeon are $1,500, and the charges from the anesthesiologist are $900. For what amount will the family pay out-of-pocket?


A) $6,000
B) $1,000
C) $4,600
D) $2,000

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