Which of the following is NOT required by the Fair Credit Reporting Act for a credit bureau that supplies information to companies that grant credit?
A)The credit bureau must, upon request, supply a free credit report to consumers who have been denied credit.
B)A credit bureau must investigate consumer credit information that the consumer deems to be inaccurate.
C)If requested by the consumer, the credit bureau must avoid sending credit information about the consumer for unsolicited credit and insurance offers.
D)All of the above are required.

Question

Quizplus · Accepted Answer

All of the options listed are indeed requirements under the Fair Credit Reporting Act (FCRA). The FCRA mandates that credit bureaus must provide a free credit report to consumers who have been denied credit based on information the bureau provided, investigate any disputed information, and allow consumers to opt out of unsolicited offers, among other consumer protections.

Which of the Following Is NOT Required by the Fair