One of the major problems of workers' compensation programs is that the injured employee faces substantial legal expense to obtain a settlement.

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The purpose of workers' compensation programs is to provide benefits for injured employees without requiring them to prove fault or negligence on the part of the employer. As a result, workers' compensation cases typically do not require significant legal expenses for the employee. In fact, many states have specific rules governing the fees attorneys can charge for workers' compensation cases and may even provide free legal assistance to injured workers. However, there may be some exceptions in cases where the employee's claim is disputed or denied, which may require legal representation.

One of the Major Problems of Workers' Compensation Programs Is