To contain health care costs,an employer may increase the employee's deductible amount or co-payments.

Question

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Increasing the employee's deductible amount or co-payments is a common cost-containment strategy used by employers to lower their health care expenses. This shift in financial responsibility to the employee may encourage them to use health care services more judiciously and reduce unnecessary medical expenses.

To Contain Health Care Costs,an Employer May Increase the Employee's