Unlike PPOs,where employees may have little choice in the doctor they see,HMOs allow employees to select from a list of physicians (participating doctors)their doctor of choice.

Question

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HMOs (Health Maintenance Organizations) typically require members to choose a primary care physician from a network and get referrals for specialists, while PPOs (Preferred Provider Organizations) offer more flexibility in choosing healthcare providers without referrals.

Unlike PPOs,where Employees May Have Little Choice in the Doctor