USBanks Provide Their Banking Services Through Brick and Mortar Sites,by

U.S.banks provide their banking services through brick and mortar sites,by phone,and through on-line access.These various ways in which a customer can access their account information is called ______,while the brick and mortar site would offer the least amount of _____.

A) place utility;face utility
B) place utility;time utility.
C) time utility;place utility.
D) possession utility;time utility.
E) place utility;possession utility.