One major factor underlying the U.S. economic crisis of 2008 was that too many Americans had been issued subprime mortgages that they did not have the ability to repay.

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The 2008 economic crisis was significantly fueled by the widespread issuance of subprime mortgages to borrowers with poor credit histories, who ultimately were unable to repay their loans, leading to massive defaults and the collapse of financial institutions.

One Major Factor Underlying the U