Disadvantages to the employer-based health insurance model which is common in the United States include

Question

Quizplus · Accepted Answer

All of the choices listed are recognized disadvantages of the employer-based health insurance model in the United States. Losing a job means losing insurance, which can create gaps in coverage. This model can also reduce job mobility, as individuals may be reluctant to leave jobs due to fear of losing their health benefits. Additionally, the way insurance companies set premiums can be influenced by the employer-based model, affecting affordability and accessibility of insurance.

Disadvantages to the Employer-Based Health Insurance Model Which Is Common