Which of the Following Is True of Home Mortgage Loans

Which of the following is true of home mortgage loans since the late 1990s?

A) Government regulations required homebuyers to make larger down payments in order to obtain a mortgage.
B) Traditional fixed-rate, long-term mortgages grew in popularity.
C) There was a substantial increase in the volume of mortgage loans extended with little or no down payment.
D) High interest rates made it less attractive to lock in to a fixed-rate, long-term loan.