Segregated Funds are sold by insurance companies and are required by law to guarantee that at a minimum, investors will receive all of their contribution back after a stated amount of time.

Question

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Segregated funds, sold by insurance companies, typically guarantee 75% to 100% of your premiums paid (minus any withdrawals) upon maturity or death, but not necessarily 100% of contributions back after a stated amount of time. The guarantee depends on the specific fund and contract terms.

Segregated Funds Are Sold by Insurance Companies and Are Required